Author Archives for mrmontoya

Home Foreclosure 101

March 23, 2017 8:49 am Published by Comments Off on Home Foreclosure 101

Home Foreclosure. ‘Foreclosure’ is a frightening word that causes homeowners from all walks of life an incredible amount of stress and worry. The truth is a home foreclosure can happen to anyone no matter a person’s financial status.  Circumstances change... View Article


How to Write a Hardship Letter

March 21, 2017 11:30 pm Published by Comments Off on How to Write a Hardship Letter

Hardship Letter A hardship letter is a letter of explanation to your lender as to why you are unable to meet your financial obligation on a monthly basis.  This letter is a necessary document in the process of applying for... View Article


My Loan Modification was Denied

March 16, 2017 11:31 pm Published by Comments Off on My Loan Modification was Denied

Loan Modification Denial You receive a piece of mail from your mortgage company.  In the past, you did not want to open your mail from them, but now that you have applied for a loan modification you are waiting and... View Article